Your teenager is finally ready to hit the road with their learner’s permit, so it’s time to add them to your existing Indiana Farm Bureau Insurance auto insurance policy. But what does teen driver insurance cost in Indiana?
Is there someone else at your residence who just started driving your auto consistently? You can add them to your auto insurance policy, as well. But how?
Indiana Farm Bureau Insurance makes adding a driver to your car insurance policy in Indiana an easy process. If you’d like to add someone to your car insurance policy, start by contacting your local insurance agent.
What else should you know before adding a driver to your car insurance policy? Let’s look at the premium cost factors, the process of adding a new driver, state-specific insights and more.
Understand the cost factors
ZIP code
Age of the driver
Driving experience
Gender
Coverage selections
The process of adding a driver:
What does adding a driver look like compared to sharing an auto insurance policy? When you add a driver to your auto insurance policy, it means that they have coverage under your policy. If they were to get into an accident while driving your car, they may be covered under the policy contract if the insurance claim is covered.
What does the process look like when you’d like to add a new driver to your current insurance policy?
Indiana Farm Bureau Insurance will need specific information to add a new driver to your current auto policy including:
More information may be required, so contact your local insurance agent today to get the process started and ask any questions you may have.
State-specific insights
There are not state-specific regulations at this time in Indiana when adding a driver to your policy. However, you should add any person who has regular access to your vehicle(s) to your insurance policy to ensure they have insurance coverage.
Cost analysis
Car insurance rates for an additional driver in Indiana will vary. The premium may fluctuate based on cost factors stated above and other rating variables. Price ranges vary since factors such as age, type of vehicle, driving record, etc., that may impact that cost will differ between each driver. If the person being added to the existing policy has their own vehicle, the cost may also vary.
Tips for minimizing costs
Although adding a driver to your existing auto insurance policy will often raise your premium cost, there are ways to save! At Indiana Farm Bureau Insurance, there are multiple discounts that you may qualify for, including:
Now you know the cost factors and ways to minimize costs when adding a new driver to your auto insurance policy, as well as how to start the process of adding a new driver to your policy.
Current Indiana Farm Bureau Insurance customers can contact their local agent to add additional drivers to your policy today!
If you don’t have a policy with Indiana Farm Bureau Insurance yet, get a free car insurance quote now to begin the process!
FAQs
1. How does adding a driver to my car insurance policy affect my premiums?
When you add a driver to your current car insurance policy the premium cost will likely increase. But, at Indiana Farm Bureau Insurance there are ways to save with our multiple discounts.
2. What information do I need to add a driver to my Indiana car insurance policy?
As stated above, when you add a driver to your existing Indiana Farm Bureau Insurance auto insurance policy, you’ll need their full name, date of birth, driving history, driver’s license information and more.
Contact your local insurance agent to learn everything you’ll need to add a driver to your policy.