Protection for your whole life.

Single Premium Whole Life Insurance

• One premium for guaranteed paid-up life insurance
• Income tax free death proceeds for heirs*
• Tax-deferred cash value accumulation
• Multiple living benefit options
• Flexibility to access your money when you need it most

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Paid-Up Additions Rider

• Enhanced cash value and death benefit
• Flexible premium option(s)
• Multiple income distribution options
• Terminal illness protection
• Guaranteed no lapse provision 

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How can I use Whole life insurance?

Permanent Protection

Regardless of what stage of life you're in, whole life insurance provides you with peace of mind.  It's guaranteed to be there when you need it most.

Chronic Illness Protection

Your whole life policy can be designed so you can use your policy benefits for qualifying chronic illness conditions.

Living Benefits

• Adding chronic illness coverage allows you to accelerate up to 90 percent of the death benefit income tax free.*
• Whole life insurance provides tax-deferred cash value growth that you can use to supplement your income.
• If you determine there is no longer a need for as much life insurance protection, you can select a reduced paid up insurance policy. This guarantees that no further premium will ever be required.

* Indiana Farm Bureau Insurance does not provide legal or tax advice.

** Based on current tax laws

Income Protection

• In the event you pass away, your loved ones will receive the life insurance proceeds income tax free.**
• A terminal illness allows you to request virtually all of the death benefit while you are living if diagnosed with a life expectancy of 12 months or less. The accelerated death benefit is received income tax free.**
• Whole life insurance is permanent coverage designed to last for as long as you live.